Money's Dirty Little Secrets

Ever feel like the financial system is rigged? It is—against you. The rules you’ve been taught about money, success, and wealth are designed to keep you in your place. But here’s the good news: You don’t have to play by those rules.

In Money’s Dirty Little Secrets, you’ll discover the hard-hitting, no-nonsense strategies that the wealthy use to get ahead—and that they don’t want you to know about. This book breaks down the financial “rules” you’ve been told to follow and teaches you how to bend, twist, and break them to your advantage. 

Packed with bold advice, practical tips, and real-world examples, this guide reveals:

• How to turn debt into a weapon for building wealth.
• The power of passive income—and how to make money work for you.
• Why taking calculated risks is essential for real growth.
• The common mistakes that keep you broke—and how to avoid them.
• The secrets to adopting a millionaire mindset and transforming your
•  financial future.

It’s time to stop settling for less and start playing the game the way the wealthy do. Whether you’re starting with nothing or ready to take your finances to the next level, Money’s Dirty Little Secrets will give you the tools to break free from the ordinary and achieve extraordinary wealth.

“A no-nonsense, entertaining guide to money—like Rich Dad, Poor Dad, but with more attitude.” 

— Joseph C. Kunz, Jr.

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In today’s world—where division, outrage, and self-interest dominate the conversation—grace often feels like a forgotten virtue. But what if grace is the missing ingredient to a more meaningful, fulfilling life? What if it’s the key to stronger relationships, better leadership, and lasting impact?

The Grace Effect is a practical and inspiring guide to living with kindness, courage, and respect—without sacrificing your values or strength. Drawing from timeless wisdom, personal experiences, and real-world applications, Joseph and Michele offer a roadmap to help you navigate life’s challenges with grace, whether at home, at work, or in your community.

This book will show you how to:

• Cultivate grace in your daily interactions without compromising your convictions.
• Handle conflict with strength and dignity.
• Lead with integrity in your career and personal life.
• Teach grace to the next generation and leave a lasting legacy.
• Embrace personal responsibility and faith as the foundation for grace-filled living.

With practical insights, reflection exercises, and actionable steps, The Grace Effect empowers you to rise above negativity, lead with confidence, and create a positive ripple effect in a world that needs it more than ever.

Whether you're a parent, a business leader, or simply someone striving to live with more purpose, this book provides the tools to help you live boldly—with kindness, strength, and unwavering faith.

“Grace isn’t weakness—it’s the quiet strength that changes everything. In a loud, divided world, choosing grace is the most radical, courageous thing you can do.”
— Joseph C. Kunz, Jr.

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What if success wasn’t about money, status, or titles—but about mastering the parts of life most people ignore?

In a culture obsessed with instant gratification and surface-level wins, The Legacy Code dares to ask a different question: What really matters—and are you winning at it?

This isn’t a self-help book filled with empty hype. It’s a battle-tested blueprint for men and women who are done chasing approval, done playing small, and ready to build a legacy that actually matters. One built on strength, honor, clarity, and conviction.

Inside these 12 unshakable rules, you’ll discover:

• How to live a focused life in a world full of distractions.
• Why self-respect matters more than likes, followers, or applause.
• The truth about discipline, sacrifice, and how to make them your superpowers.
• How to lead your family, business, and community with purpose and grit.
• Why character—not comfort—is the key to a life well lived.
   

Whether you're rebuilding after a setback or doubling down on what’s working, The Legacy Code is your manual for showing up strong, thinking clearly, and making each day count. These aren't just rules for success. They're principles for becoming the kind of person the world desperately needs—and the kind of person you’ll be proud to become.

This is about more than winning. This is about legacy.

“A no-excuses, high-impact guide for building a life you’re proud to leave behind.” 

— Joseph C. Kunz, Jr.

Get your copy soon!